Meet the Team Behind Roots Lending

We’re more than loan officers. We’re strategists, educators, and partners in the decisions that shape your future.

Roots didn’t start as a business looking for employees. It started as a family — and every person on this team is here because someone already trusted them.

THE TEAM

Meet the People Who'll Guide You There

Kara Medlock

Branch Manager

NMLS ID: 1705559

Samantha Everts

Loan Originator

NMLS ID: 2003368

Colleen Posner

Loan Originator

NMLS ID: 1960369

Damien Lear

Loan Originator

NMLS ID: 2520396

Mikayla Lear

Loan Officer Assistant
OUR STORY

Where Roots Began

We understand that a mortgage isn’t just a transaction. It’s a strategy that can either move you closer to the life you want, or hold you back. You need more than a rate quote; you need someone who will walk with you, explain your options clearly, and help you make a confident decision.

We can guide you there because of how we are built.

Roots didn’t start as a brand looking for employees. It grew through friends and family.

What began with Kara venturing into the mortgage industry in 2018 soon grew into something bigger. In 2020, she brought her friend Sam and sister Colleen onto the team, and a few years and moves later, Damien joined – followed by Mikayla.

Every person who joined the team came through a relationship where trust already existed. And as the team grew around a shared vision and shared values, Roots Lending Group was born.

That’s more than a nice backstory. It’s shaped the way we do business.

The same care, trust and commitment we bring to our relationships with each other is what we bring to every person who chooses to work with us.

Here’s what that looks like for you:

We Listen First

We understand your goals before we talk products, so every recommendation actually fits your life.

We Build a Strategy

Not just a loan, a plan designed around where you actually want to end up.

We Stay With You

We guide you through every step so you always know what’s happening and why.

The name Roots says it plainly: what you don’t see below the surface is what makes the growth above it possible. Strong roots create stability through every season.

Don’t navigate one of the biggest financial decisions of your life alone, or with someone who sees you as a transaction.

Talk to Roots Lending Group today and build your next chapter on a foundation that was built the same way.

OUR MISSION

Empowering Financial Confidence Through Education and Strategy

We believe people make their best decisions when they understand their options.

That’s why our approach goes beyond securing financing. We help clients understand the “why” behind the strategy, evaluate opportunities through a long-term lens, and make decisions aligned with their personal, family, and financial goals.

We measure success not by transactions closed, but by relationships built, opportunities created, and lives impacted.

Our Core Values

01

Strategy

Empowering Through Wisdom and Education

We believe strategy begins with understanding.

Through education, guidance, and the generous sharing of knowledge, we empower individuals and families to make informed decisions with confidence.

We are committed to looking beyond immediate outcomes and creating pathways that build financial wisdom, strengthen foundations, and create an impact that can be felt for generations to come.

True strategy is not simply providing answers. It is empowering others with understanding.

02

Integrity

Stewardship and Excellence in All We Do

We believe integrity means doing what is right, even when no one is watching.

We lead with honesty, accountability, and excellence, recognizing that what has been entrusted to us, relationships, opportunities, and resources, requires faithful stewardship.

We strive to serve generously and hold ourselves to a high standard because trust is earned through consistency, character, and a commitment to doing things the right way.

03

Relationships

Investing in People, Growing Legacy

We believe meaningful relationships are built on trust, generosity, and genuine care.

We invest in people over transactions, recognizing that empowered clients contribute to stronger families, stronger communities, and stronger legacies.

By listening well, serving intentionally, and generously sharing knowledge and support, we create lasting partnerships that extend far beyond a single transaction.

We believe that when people feel seen, supported, and educated, the impact can reach generations to come.

LET'S TALK

Let's Talk About Your Real Estate Financing Goals

Whether you’re considering a home purchase, refinancing a property, or evaluating financing for an investment or business property, Roots Lending can help you think through the decision clearly.

Our goal is to provide real estate financing guidance that helps you make confident, well-informed decisions, not to push you toward any particular product or timeline.