Kara Medlock

Branch Manager

About

As a Virginia Tech alumna and former NCAA Division I Women’s Soccer letterman, I’ve always believed that success is built through discipline, perseverance, and serving something greater than yourself. Those values continue to shape both my life and my approach to lending.

Before entering the mortgage industry, I spent time living in Australia serving with YWAM Medical Ships Australia. During that season, I developed a vision that one day I would return to the United States and build a business centered on helping individuals, families, and business owners create lasting financial strength through homeownership, strategic lending, and the principles of long-term wealth building.

That vision became deeply personal after experiencing the devastating effects of the 2008 financial crisis firsthand. Like many Americans, I became the victim of a predatory refinance that prioritized closing a loan over educating the borrower. Without understanding my options, I ultimately lost my home. That experience forever changed the way I believe lending should be done.

Today, my mission is to ensure my clients never feel uninformed or pressured. I take an education-first approach, helping clients understand their options so they can make confident decisions that support not only today’s goals but generations to come. Whether working with first-time homebuyers, experienced investors, self-employed entrepreneurs, or growing businesses, I believe every loan should be part of a larger financial strategy—not simply a transaction.

Outside of work, I’m passionate about personal growth, fitness, spending time in nature, and living with an abundance mindset. I believe that when people are equipped with the right knowledge, relationships, and opportunities, they can build a legacy that extends far beyond real estate.

Loan Expertise

  • Construction Loans
  • Conventional
  • FHA
  • First-Time Buyers
  • Investment Properties
  • Jumbo
  • Non-QM
  • Self-Employed
  • Super Jumbo
  • VA Loans

Spoken Languages

  • English

Licensed States

  • AZ
  • CA
  • CO
  • FL
  • TX
  • VA