Explore the mortgage loan programs available through Roots Lending and find the financing option that fits your situation and goals.
Roots Lending Group is not affiliated with, endorsed by, or acting on behalf of FHA, VA, USDA, HUD, or any other government agency.”
FHA loans can provide a path to homeownership for qualified buyers who may benefit from more flexible credit and down payment requirements than some conventional loan programs.
Designed for borrowers who want to pay off their home faster and potentially reduce long-term interest costs. Higher monthly payments may be offset by significant savings over time.
A popular option for homebuyers seeking predictable monthly payments and long-term stability. A fixed interest rate means your principal and interest payment remains consistent throughout the life of the loan.
A financing option that allows eligible homeowners to access a portion of their home’s equity while continuing to live in the property. Understanding how a reverse mortgage fits into your long-term plans is an important part of the decision.
Available to eligible veterans, active-duty service members, and qualifying military families. VA loans often provide valuable benefits and flexible financing options for those who have served.
ARM loans typically offer a fixed rate for an initial period before adjusting over time. They may be worth considering for borrowers who expect to move, refinance, or have a shorter ownership timeline.
Designed for individuals who live outside the United States but want to purchase or invest in U.S. real estate. These programs provide financing solutions for qualified international buyers.
Created for real estate investors, DSCR loans focus on a property’s income potential rather than traditional personal income documentation. They can be a valuable option for building or expanding an investment portfolio.
Alternative financing solutions for borrowers whose financial situation may not fit traditional lending guidelines. These programs can provide additional flexibility for qualified applicants.
Designed for self-employed borrowers who may qualify using business profit and loss statements rather than traditional income documentation. This option can help simplify the financing process for business owners.
A financing option for self-employed borrowers who prefer to document income through bank statements rather than tax returns. These programs can provide greater flexibility for entrepreneurs and independent professionals.
If you are considering a home purchase, refinancing a property, or evaluating commercial real estate loans, Roots Lending can help you compare your mortgage loan options and determine what makes sense for your situation.
Start by getting pre-qualified or speaking with a loan expert about your goals.
